Cigna Dentist in Sunnyvale, CA

Dental insurance plans help you, as a patient, cover the cost of your dental services. Insurance plans might be confusing, that’s why our friendly staff will help you better understand the complexity of it from day 1, so you don’t have to worry about any unexpected bills.

A dental insurance annual maximum is the total amount of money your insurance will pay within a period of 12 months. In other words, when you need to undergo a dental procedure, your insurance will usually pay a maximum amount of the cost of your dental services and/or treatment in a year of benefit plan. This is called dental insurance annual maximum. Your dental insurance provider will reduce the costs they have paid for the service or treatment from your annual maximum every time you submit a dental claim. Once you reach your dental insurance annual maximum, you will have to personally pay for any further dental treatment or procedure you undergo. That is until the next plan year.

Depending on your dental plan, your dental insurance annual maximum only applies to the portion your insurance plan pays on your behalf. Most of the time, basic dental services (i.e. diagnostic and preventive procedures) do not count in your annual maximum.

Also depending on your insurance plan, your annual maximum includes a certain amount that resets at the end of each benefit period, which is usually a year.

Unlike the dental insurance annual maximum, the ortho benefit maximum does not renew. Orthodontic benefits usually have a lifetime maximum. Once the benefits are fully used or reach their maximum, it will not renew and it cannot be used anymore. Ortho benefit maximum is a limit on covered dental services (i.e. number of visits to the orthodontist) or procedures.

Before your insurance pays its share, you will be charged “insurance deductibles”, which is mainly an amount you are responsible for paying when it comes to an insured sum of money. Depending on your insurance plan, the deductible amount varies.

During your first visit, a Sunnyvale dentist will run a dental examination to assess your oral health and tailor adequate dental procedures.

Right after that, our team of experts will walk you through our dental coverage plans, and discuss your current insurance benefits to customize your dental insurance plans and advise on the best financial options available.

We will be more than happy to submit all insurance forms for you and help you recover most of your benefits. We will do everything we can to help you afford the treatment you need and want.

At Trident, we also offer company flex plans which allows you to set aside pre-tax dollars to pay for your medical expenses. A dedicated team is always available to help you with your dental plan and can assist you on the best financing options.

There are several factors to consider when choosing dental health insurance. These vary based on your needs and what each plan covers. Other factors may also include:
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• Group coverage vs Individual policies
• Family dentistry plans
• Coverage in Sunnyvale area
• Dental clinics included in the network
• Costs & Budget

‍At Trident, we  always make sure to go through all the steps listed above to be able to tailor an adequate financing plan for your treatment.

Sunbit offers patients a more lenient payment plan, which allows treatment payments in installments and over a decent period of time. Sunbit will also help patients get instant approvals for treatments despite low credit scores. So if you have been on the fence about your dental treatments, Sunbit financing option will help you SMILE NOW and PAY LATER.Prequalify and learn more about Sunbit Financing.

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Split big costs into smaller monthly payments with Cherry. Let your money go further and take better control of your cash flow when you pay in installments with Cherry.Learn more about Cherry Financing.

Multiple payment options are available. We accept cash, checks, Visa, MasterCard, Discover, American Express and CareCredit.